Florida Wholesalers: Send Us Your House and Commercial Deals

Home › Partners › Wholesalers · Updated October 25, 2026

Not ready to send a deal yet? Join our wholesaler network to get our current buy box and target areas, or go straight to submit a deal. County guides: Lee · Collier · Charlotte · Sarasota.

Good wholesalers are some of the hardest-working people in Florida real estate. You’re knocking doors in Lehigh Acres in August, calling absentee owners in Port Charlotte, mailing tired landlords in Fort Myers and sitting at kitchen tables with heirs trying to figure out what to do with Mom’s house. When you lock up a real deal, you deserve a buyer who answers the phone, gives you a clear decision and actually closes.

That’s the relationship we want with you. Libera Capital Group buys houses and improved commercial property for cash throughout Florida. Our home market is Southwest Florida — Lee, Collier, Charlotte, Sarasota, Hendry, Glades and DeSoto counties — but we review deals statewide, from the Panhandle to the Keys. We buy for our own account, which means fewer layers between your contract and a closing.

This page explains what we buy, how we evaluate deals, how we handle assignments and double closings, what we need in a submission, and how we approach Florida’s rules on compensation and real estate licensing. Read it once, then send us your next contract.

Why Florida wholesalers send deals to Libera Capital Group

What does Libera Capital Group buy? Our residential buy box

We describe our criteria qualitatively because every market and every property is different. What matters most is that the deal makes sense at the price — that there’s a real spread between the contract price and what the property is worth after we’ve done the work.

Property types

• Single-family homes in any condition: dated, damaged, vacant, occupied, hoarder, fire, flood or just tired. See our single-family page.
• Small multifamily — duplexes, triplexes, quads and small apartment buildings, occupied or vacant. More on our multifamily page.
• Condos and townhomes, when we can underwrite the association’s finances, special assessments and any milestone inspection or reserve issues. See condos and townhomes.
• Mobile and manufactured homes on owned land, with title to the home properly retired or transferable. See mobile and manufactured homes.

Situations we like

The deals that tend to work for us come from motivated situations: inherited homes, pre-foreclosures, tired landlords, storm-damaged properties, code-violation houses, vacant properties and owners relocating out of state. You can see how we approach each on our seller situations hub. Deals with complexity — probate in progress, a lis pendens, an open code case, tenants who aren’t paying — don’t scare us as long as you’ve been honest about it and the path to clear title is realistic.

Where in Florida

We buy statewide. We move fastest in our home counties: Lee County (Cape Coral, Fort Myers, Lehigh Acres, North Fort Myers, Bonita Springs, Estero), Collier County (Naples, Golden Gate, Immokalee), Charlotte County (Port Charlotte, Punta Gorda, Englewood) and Sarasota County (North Port, Venice, Sarasota), along with Hendry, Glades and DeSoto. Outside the region, we review deals in the major metro counties and in smaller markets where the numbers justify it. Browse all the Florida areas we cover.

Condition and pricing

We underwrite every deal from the after-repair value backward: realistic comparable sales, a real scope of work at current Florida labor and materials costs, holding costs (including Florida’s insurance premiums, which matter a lot), resale costs, and a margin that reflects risk. Inflated ARVs and “cosmetic only” scopes on houses that need roofs and electrical panels are the main reason deals don’t work. Give us honest numbers and we’ll give you honest feedback.

Which commercial wholesale deals do we buy?

Commercial wholesaling is a smaller world, and many wholesalers who stumble onto a commercial lead don’t know who to call. Call us. We buy improved commercial property of nearly every type, in any condition, throughout Florida. Our overview of commercial property we buy covers it in depth.

• Retail — single-tenant buildings, strip centers and neighborhood centers, including those with vacancies or lost anchors. See retail and shopping centers.
• Office — small professional buildings, medical office, older multi-tenant office with vacancy.
• Industrial — flex space, small warehouses, contractor yards with buildings, light manufacturing. See industrial and warehouse.
• Mixed-use — ground-floor retail with apartments above, common in older downtowns.
• Hospitality — independent motels and small hotels, including storm-damaged or underperforming properties.
• Self-storage, mobile home parks and RV parks — including mom-and-pop facilities with deferred maintenance or infrastructure needs.
• Distressed commercial — maturing debt, receivership, code issues, vacancy. See distressed commercial property.

What we need on a commercial submission

Commercial deals live and die on income and expenses. Along with the address and contract terms, send what you can of: rent roll, copies of leases or a lease abstract, trailing 12-month income and expenses, the most recent tax bill, insurance information, any environmental reports, and known deferred maintenance. If the seller doesn’t have clean books, tell us — we’ve underwritten plenty of properties from bank statements and a handwritten rent ledger.

Flexible structures can save a deal

Commercial sellers often care about more than price. We can discuss sale-leasebacks for owner-users, delayed closings, 1031-friendly timing, and taking over existing tenants. If your seller is stuck on a number, tell us what else matters to them. Sometimes structure bridges the gap.

What we don’t buy: vacant land

We’re clear about this because it saves everyone time: Libera Capital Group does not buy vacant land. No lots, no acreage, no raw land, no “house was demolished, just the slab is left.” That includes the thousands of Cape Coral, Lehigh Acres and North Port lots that circulate on wholesale lists.

Land does have a home, though. Send land deals to our land division, SWFLLand.com, which buys lots and acreage throughout Florida. You can submit there directly.

A few other things we usually pass on, though we’ll always look: properties where the seller is clearly unaware they’re under contract to be assigned, deals where the wholesaler doesn’t have a signed contract or legal interest, and properties with title problems that have no realistic cure.

What should I include when I send a deal?

The more complete your submission, the faster our answer. A strong package looks like this:

1. Property address and type — and confirmation of whether it’s residential or commercial.
2. Your contract price and assignment or double-close price, plus your contract’s key dates: effective date, inspection or due-diligence deadline, and closing date.
3. Photos or video — interior and exterior, including roof, electrical panel, water heater, AC equipment, kitchen, baths and any damage. For canal homes, the seawall and dock.
4. Your ARV and repair estimate, with the comps you used.
5. Occupancy — owner, tenant (with rent and lease status) or vacant.
6. Known issues — liens, open permits, code cases, probate status, foreclosure case number, HOA problems, flood zone and storm history.
7. Access — how and when we can walk it.

Use the form below or call. We’d rather hear about a deal early, while you still have time on your inspection period, than at the last minute.

How fast will I hear back?

We try to give you an initial read the same day or the next business day after we receive a complete submission, and a firm answer after we’ve walked the property. Complicated commercial deals take longer, and we’ll tell you what we’re waiting on. If we’re passing, we’ll say so — no “let me think about it” for a week.

Proof of funds and earnest money

We provide proof of funds on request for deals we’re seriously pursuing. Earnest money is deposited with the closing title company according to the contract. We’re happy to work with the title company you’ve opened with when it’s a reputable Florida title agent, or bring our own.

Assignment vs. double close: how we handle both

We close both ways. Which one makes sense depends on your contract, your seller, the size of your fee and title company requirements. Here’s a general overview — talk to your own attorney and title agent about your specific transactions.

Assignment of contract

You assign your rights under the purchase contract to us, typically in exchange for an assignment fee paid at closing. There’s one closing: the seller deeds directly to us. Assignments are simple and cost-effective, but your fee usually appears on the settlement statement the seller sees, and your contract must allow assignment.

Double close (simultaneous or back-to-back closing)

You close on the purchase from the seller and then sell to us, often the same day. There are two sets of closing costs, and you may need transactional funding for the first leg unless the title company permits use of our funds under its underwriting guidelines. Double closings keep the two transactions separate but cost more and require careful coordination.

Remember Florida’s documentary stamp tax runs $0.70 per $100 on each deed outside Miami-Dade, which is part of why double closes cost more.

Florida compliance basics for wholesalers and bird dogs

Florida regulates real estate brokerage under Chapter 475 of the Florida Statutes. In general terms, a person who, for compensation, helps others buy or sell real estate or negotiates a sale on someone else’s behalf may need a real estate license. That has two practical consequences for anyone sending deals to a buyer like us:

• Wholesalers acting as principals. When you hold a signed purchase contract and sell or assign your own contractual interest, you’re acting as a party to the transaction, not as someone else’s agent. How you market that interest, and what you disclose to your seller about your intent to assign or resell, matter. Practices vary and rules evolve, so get advice from a Florida real estate attorney on your contracts and marketing.
• Bird dogs and finders. Paying an unlicensed person a fee simply for referring a seller or a lead can raise licensing concerns in Florida. For that reason, we keep compensation arrangements conservative and structure them in ways we understand to be permissible. If you’re a licensed agent, compensation generally must flow through your broker. If you’re unlicensed and want to be paid for finding deals, talk to counsel about getting licensed or acquiring a contractual interest properly.

We’re not your lawyer, and this isn’t legal advice. It’s simply how we approach the subject so there are no surprises. We’d rather build long-term relationships with wholesalers who run clean, transparent businesses — and that protects your seller, you and us.

Treat the seller well

Every deal starts with a homeowner or business owner who trusted you. Be accurate about who you are and what you’re doing, give them realistic timelines, and don’t promise things the end buyer hasn’t agreed to. We’ll treat your seller with respect at closing and through any move-out, and we expect the same from our partners.

Wholesaling in Southwest Florida: deals that work for us

Because Southwest Florida is our home market, here’s a little more color on what we’re seeing and what tends to work locally.

• Cape Coral: older block homes, especially on canals, with storm damage, aging seawalls, pool and lanai issues, or polybutylene plumbing. Check flood zone and whether the house was declared substantially damaged after Ian.
• Lehigh Acres: rentals and owner-occupied homes on well and septic. Include septic and well info and the tenant situation.
• Fort Myers and North Fort Myers: older ranches, small multifamily, mobile homes on owned lots, and small commercial on the major corridors.
• Port Charlotte and North Port: inherited and tired-landlord houses, often owned by out-of-state heirs.
• Immokalee and Hendry County: workforce housing, small multifamily and mobile homes, where we underwrite rents carefully.

Storm history matters everywhere along the coast. Tell us whether the property took water during Ian, Helene or Milton, and whether any repairs were permitted. Our storm-damage guide explains why the FEMA 50% rule can change the math.

What gets a wholesale deal rejected?

We’d rather say yes than no. When we pass, it’s almost always for one of a handful of reasons — and most of them are fixable before you ever send the deal.

An ARV based on the wrong comps

A renovated pool home on a Gulf-access canal is not a comparable for a dry-lot house three miles inland. Use recent closed sales of similar size, age, construction and location, and be realistic about whether a buyer’s lender and insurer will treat the finished product the way you’re assuming.

A scope of work that ignores the expensive stuff

In Florida, roofs, windows, electrical panels, AC systems, plumbing and seawalls drive both renovation cost and insurability. If the roof is near the end of its life or the panel is a brand insurers won’t accept, that belongs in your numbers. “Paint and carpet” rarely describes a house that’s been a rental for twenty years.

Title and authority problems

If the person who signed your contract isn’t the only owner — a spouse on a homestead, a sibling in an inherited property, a probate estate that hasn’t been opened — the deal may not be closable as written. Tell us what you know and we’ll help figure out whether there’s a realistic path.

Not enough time left on the contract

A deal sent with one day left on the inspection period forces everyone into a rushed decision. Send early, even before you’ve finalized your numbers, so we can schedule a walkthrough.

Marketing that misrepresents

Blast emails with inaccurate details, properties marketed without a signed contract, or sellers who don’t understand what they’ve signed create risk for everyone. We pass on those, regardless of price.

How a deal moves from your inbox to closing

1. Send the deal. Submit the property, contract terms, photos and your numbers using the form below, or call us.
2. Get an initial read. We review comps, condition, title and risk and tell you whether we’re interested and at what price.
3. Walk it and sign. We inspect within your timeline, then sign an assignment or purchase agreement and deposit earnest money with the title company.
4. Close. The title company clears title and closes by assignment or double close, and your fee is paid at closing. See how we close with sellers on how it works.

Submit a deal or refer a property

Send us the details below. Include your contract price, key dates and anything we should know. We’ll follow up promptly.

More for partners and sellers

• All partner programs
• For real estate agents
• For probate attorneys
• For lenders and banks
• Sell my house fast
• Cash offer vs. listing

Related reading: How to Underwrite a Southwest Florida Deal: ARV, Repairs and Flood Factors Cash Buyers Check · Florida Wholesalers: How to Get Your Deals Closed Fast With a Reliable Cash Buyer

Have a half-built house, shell or abandoned-permit deal under contract? See our guide to selling unfinished and half-built homes in Florida for cash.

Assignment or double close? See our plain-English guide to Florida contract assignments and double closings and our checklist for getting a fast yes on a wholesale deal.

Frequently Asked Questions about wholesaling deals to Libera Capital Group