We Buy Houses & Commercial Property for Cash Anywhere in Florida

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Watch: Sell Your House Fast in Fort Myers

A quick overview of how Libera Capital Group buys Southwest Florida houses for cash: tell us about the property, get a written offer, and close on the date that works for you, with no repairs or commissions.

Selling real estate in Florida rarely happens under ideal conditions. Maybe the roof took a beating in the last hurricane season and the insurance carrier is dragging its feet. Maybe you inherited a house in Port Charlotte that nobody in the family wants to manage from out of state. Maybe you own a strip center on a busy corridor where two bays have sat dark for a year, or a 1970s motel whose franchise days are long gone. Whatever the reason, you want a straightforward answer: what is it worth to someone who will buy it as it sits, and how fast can that happen?

That is the question Libera Capital Group exists to answer. We are a direct buyer, purchasing property for our own account with our own capital and investment partners. We are not a listing brokerage, we do not put your home on the MLS, and we do not charge you a commission. When we make an offer, we are the party that intends to close on it. That simplicity is the core of what we do, whether the property is a two-bedroom canal home in Cape Coral or a multi-tenant flex warehouse in Polk County.

Our roots are in Southwest Florida, and that is where we know every street grid, flood zone and permitting office best. But Florida property owners everywhere face similar decisions, so we buy across the state, from the Panhandle to the Keys border at Miami-Dade. This page walks through who we are, what we buy, the situations we help with, how our offers compare to a traditional listing, and exactly how the process works.

Why Florida Property Owners Choose a Direct Cash Sale with Libera Capital Group

There are plenty of ways to sell real estate. A direct sale to a cash buyer is not the right one for every owner, and we will tell you when listing makes more sense. But for owners who value speed, certainty and simplicity, here is what we bring to the table.

Residential vs. Commercial: Two Buying Programs, One Accountable Buyer

Most cash home buyers stop at single-family houses. Most commercial investors will not look at anything under a few million dollars. Libera Capital Group buys both, because Florida owners often hold both, and because the skills overlap more than people think: understanding construction condition, reading title, pricing risk, and closing reliably.

Residential property

Our residential program covers single-family homes, condos and townhomes, mobile and manufactured homes, and small multifamily buildings such as duplexes, triplexes and fourplexes. These sales tend to be driven by life events — an inheritance, a divorce, a relocation, a looming foreclosure, a house that has simply become too much to maintain. The emphasis is on speed, simplicity and a fair as-is price. You can read the full breakdown on our sell my house fast for cash in Florida page.

Commercial property

Our commercial program covers retail and shopping centers, office buildings, industrial and warehouse space, mixed-use buildings, hotels and motels, self-storage facilities, and mobile home and RV parks. Commercial sales involve leases, rent rolls, trailing financials, estoppel certificates and often environmental review, and owners frequently need a structure rather than just a price: a sale-leaseback for an owner-operator, closing timed to a 1031 exchange, or a confidential off-market process under an NDA. Learn more on our we buy commercial property in Florida page.

What both programs have in common

• As-is purchases. We do not ask you to fix anything before closing.
• Cash or equivalent certainty. We do not rely on conventional mortgage approval to close.
• A licensed Florida title company or real estate attorney handles the closing, so funds and documents move through a neutral party.
• Plain-language offers. We explain how we got to our number, including repair and risk assumptions.

If you are not sure which side your property falls on — say, a house that has been converted to a law office, or a fourplex over a ground-floor shop — just reach out. Mixed and unusual properties are part of what we do.

Property Types We Buy Across Florida

We buy improved real estate: properties with a structure on them. Each property type has its own guide explaining what we look for, how we value it, and the common issues Florida owners face with it.

Want the full overview in one place? Browse every category on our property types we buy hub.

Seller Situations We Help With

People rarely call a cash buyer because everything is going smoothly. They call because a property has become a problem, a deadline is approaching, or the traditional path simply does not fit. Each of the guides below explains the Florida-specific rules and options for that situation, along with how a direct sale can work.

Florida’s coast brings problems of its own, so we also cover them in depth: failing seawalls on canal homes, houses in FEMA flood zones, old roofs that can’t be insured, damage from Hurricanes Milton and Helene, short sales and underwater mortgages and condo special assessments and milestone inspections.

See every scenario on one page at our seller situations hub. If yours is not listed, it is probably still something we have thought through — just ask.

Southwest Florida: Our Home Market

We concentrate our attention and our capital in Southwest Florida because this is where we understand the property at a granular level. The region stretches from Sarasota County down the Gulf Coast through Charlotte, Lee and Collier counties, with the inland agricultural counties of DeSoto, Hendry and Glades wrapping around Lake Okeechobee’s western shore. It is a region of canals and seawalls, block homes on pre-platted lots, coastal condominiums, golf communities, and a commercial base built along US-41, I-75 and a handful of east-west arteries. Start with our Southwest Florida cash home buyer overview, then go deeper by county and city.

Lee County

Lee County is the heart of our market. Cape Coral has more canal frontage than almost any city in the world and a housing stock dominated by 1970s through 2000s block homes, many on well and septic in the northern sections or caught in utility expansion assessments. Fort Myers mixes historic neighborhoods near the river with newer communities east of I-75 and an industrial base along Metro Parkway and the airport. Lehigh Acres is a vast, mostly single-family area with large numbers of investor-owned rentals. Further south, Estero and Bonita Springs are full of gated communities, golf clubs and HOA-governed homes. Hurricane Ian made landfall near Cayo Costa in Lee County on September 28, 2022, and the barrier islands and low-lying neighborhoods are still working through the aftermath. See the full Lee County page for every city we cover there.

Collier County

In Collier County, Naples anchors one of the highest-value coastal markets in the state, with older beach-area cottages, mid-century homes off US-41, and coastal condominium towers now subject to Florida’s milestone inspection and structural reserve requirements. Inland, Golden Gate, Immokalee and Ave Maria each have very different housing stock and buyer pools, which we cover on their individual pages.

Charlotte County

Charlotte County is still remembered for Hurricane Charley in 2004, which reshaped Punta Gorda. Today Punta Gorda Isles’ sailboat-access canals and Port Charlotte‘s grid of pre-platted lots and modest block homes form a large share of the county’s housing. Our Charlotte County page covers Englewood and the rest of the county.

Sarasota County

Hurricane Milton made landfall near Siesta Key on October 9, 2024, only weeks after Helene’s storm surge pushed into the Gulf coast. Both storms hit Sarasota County owners hard. Sarasota blends older bayfront neighborhoods with downtown condominiums, while North Port is one of the region’s largest suburban cities by land area, with many homes along the Myakka River and the Cocoplum waterway system.

The inland counties: Hendry, Glades and DeSoto

Away from the coast, Hendry County (LaBelle and Clewiston), Glades County (Moore Haven) and DeSoto County (Arcadia) are agricultural communities with older frame homes, manufactured housing on acreage, small-town commercial buildings and properties on well and septic. Many traditional buyers overlook these markets. We do not.

• Cape Coral
• Fort Myers
• Naples
• Punta Gorda
• Port Charlotte
• Sarasota
• North Port
• Bonita Springs
• Estero
• Lehigh Acres

We Buy Statewide: Florida Counties Beyond Southwest Florida

Southwest Florida is home, but our buying criteria travel. We evaluate houses and commercial buildings across Florida, from Tampa Bay and Central Florida to the Atlantic coast, South Florida and the Panhandle. Each county page covers the major cities within it, local housing and commercial stock, and the issues owners there most often face. The full list lives on our Florida locations hub.

• Manatee County
• Miami-Dade County
• Broward County
• Palm Beach County
• Hillsborough County
• Pinellas County
• Polk County
• Orange County
• Brevard County
• Volusia County
• Duval County
• Marion County
• Leon County
• Escambia County

Outside these counties? Florida has 67 of them, and we review properties statewide. Tell us where yours is and we will let you know quickly whether it fits.

Cash Sale vs. Listing with an Agent: What It Really Costs

A list price is not a net price. When you list a Florida property, several costs come out of the gross sale amount before you see a dollar, and some of them are hard to predict until you are under contract. The comparison below uses typical ranges, not promises; every property and every listing is different. For a detailed worked example, read our cash offer vs. listing comparison guide.

Listing will often produce a higher gross price for a well-maintained, move-in-ready property in a strong market. A direct cash sale tends to win when a property needs significant work, has insurance or financing obstacles, involves tenants, or when time and certainty matter more than squeezing out the last dollar.

How Our Process Works

We keep it short. The details differ a bit for commercial deals, where leases and financials come into play, and our how it works page explains every step, including Florida title and closing mechanics.

1. Tell us about the property. Use the form on this page or call (239) 686-0823. Share the address, the condition as you understand it, occupancy, and your ideal timeline. For commercial property, a rent roll and recent operating statement help.
2. We review and walk through. We research the property, records and comparable sales, then schedule a single walkthrough — in person or by video for out-of-area owners.
3. Receive a written cash offer. Typically within 24–48 hours of having the information we need. We explain the assumptions behind it, and there is no obligation.
4. Close with a Florida title company. Once you accept, a licensed title company or real estate attorney handles title, payoffs and the deed. You pick the closing date and receive your funds by wire or check.

What we look at when we price a property

• After-repair value or stabilized value. What the property would be worth once renovated, or once leased at market rents for commercial.
• Scope of work. Roof age and type, windows and shutters, electrical panels, plumbing material, HVAC, structural issues, mold and moisture.
• Flood and insurance profile. FEMA flood zone, elevation, prior claims and whether the building is likely subject to the 50% substantial-damage or improvement rule.
• Title and liens. Mortgages, tax certificates, code-enforcement liens, HOA or condo association balances, and open permits.
• Time and risk. Carrying costs, permitting timelines, and how long it will take us to resell or lease.

Own a half-built home, a block shell or a house whose builder walked away? See our guide to selling unfinished and half-built homes in Florida for cash.

Want to learn more about who we are and how we think about property? Visit our about Libera Capital Group page, or browse our full frequently asked questions.

Wholesalers and Deal Finders: Send Us Your Florida Deals

Besides buying directly from owners, Libera Capital Group buys from wholesalers, bird dogs and agents who control off-market deals across Florida, with Southwest Florida as our home market. We buy as a principal for our own account, close through licensed title companies by assignment or double close, and we respect your contract — we never go around a wholesaler to reach the seller. Send the numbers and we aim to reply within one business day with a yes, a no or a counter.

Submit a Deal Join Our Wholesaler Network

• How we work with wholesalers
• Lee County deals
• Collier County deals
• Charlotte County deals
• Sarasota County deals

Real Estate Investors: Selling a Rental, a Portfolio or a Building

Not every seller we work with is a homeowner. Landlords who are done managing tenants, investors unloading a few scattered rentals in Lehigh Acres or Cape Coral, and owners of small commercial buildings call us too. We can buy one door or several, with tenants in place, and we look at actual rents and expenses rather than a pro forma. If you want to run your own numbers first, try the cap rate and NOI calculator or the net proceeds calculator. Landlords with a problem property can start with our tired landlord page, and owners of strip centers, offices or warehouses can go straight to commercial property.

Frequently Asked Questions about Selling to Libera Capital Group