Sell Your House or Commercial Property for Cash in Martin County, FL
Waterfront home in Stuart, older pool home in Palm City, condo on Hutchinson Island or a strip center on US-1: Libera Capital Group buys Martin County property as-is, for cash, on the timeline you pick.
- No commissions or fees
- Any condition — no repairs
- Close in as little as 7–14 days
- Houses & commercial
Get Your Martin County Cash Offer
No obligation. No fees. No repairs. Tell us about the property and we'll follow up with a cash offer.
Martin County is the southern anchor of Florida’s Treasure Coast, tucked between St. Lucie County to the north and Palm Beach County to the south, with Lake Okeechobee on its western edge. It has a reputation for being protective of its small-town feel: the county has long favored limited density and lower building heights, so you will not find the high-rise skyline of Palm Beach here. Instead you get the St. Lucie River, the Indian River Lagoon, Hutchinson Island beaches, Jonathan Dickinson State Park, and a mix of established neighborhoods from Palm City to Hobe Sound.
That desirability does not mean every property is easy to sell. Older homes with original roofs struggle to get insurance, waterfront homes can carry seawall and dock repairs, condo owners on Hutchinson Island face new milestone inspection and reserve requirements, and owners of manufactured homes in 55-plus communities often find few financed buyers. Commercial owners deal with tenant turnover and aging buildings along US-1 and Kanner Highway. A direct cash sale lets you skip the repairs, the showings and the uncertainty.
Libera Capital Group is a Florida cash buyer of houses and improved commercial property. Our home market is Southwest Florida, just across the state via State Road 80 and the Okeechobee Waterway, and we buy throughout Florida, including the Treasure Coast. Here is how a cash sale works in Martin County.
Why Martin County Sellers Choose Libera Capital Group
Skip the pre-listing makeover
No new roof, no repainted pool deck, no staging. We buy Stuart, Palm City and Hobe Sound homes exactly as they are, including dated interiors and deferred maintenance.
Protect your equity
On a higher-priced Treasure Coast home, a 5–6% commission plus concessions adds up fast. We charge no commission and pay normal closing costs, so more of your equity stays with you.
Seasonal-resident friendly
Many Martin County owners split time between Florida and the North. We can close remotely, schedule around your travel and buy with furniture left behind.
Clear, written terms
You get a written cash offer, a reputable Florida title company and no financing contingency. If our offer is not right for you, there is no obligation.
Martin County Communities We Buy In
Martin County has five incorporated municipalities: the City of Stuart, the Village of Indiantown, the Town of Jupiter Island, the Town of Ocean Breeze and the Town of Sewall’s Point. Most residents, however, live in unincorporated communities such as Palm City, Jensen Beach, Hobe Sound, Port Salerno and Rio. We buy in all of them.
Stuart
Stuart is the county seat and the commercial heart of Martin County, wrapped around the confluence of the North and South Forks of the St. Lucie River. Its walkable downtown along Osceola Street and Flagler Avenue draws visitors, and its neighborhoods range from older cottages and block homes near downtown to waterfront homes along the river and canals. US-1, Kanner Highway (State Road 76) and Federal Highway carry most commercial traffic. We buy older homes, waterfront properties, small multifamily buildings and commercial buildings throughout the city.
Palm City
Palm City lies west of Stuart across the St. Lucie River, with access to Interstate 95 and Florida’s Turnpike along Martin Downs Boulevard. It is known for golf communities, family neighborhoods and waterfront homes along the South Fork. Many homes date from the 1980s and 1990s and are reaching the age where roofs, air conditioning systems and pool equipment need replacement, which can make insurance and financing harder.
Jensen Beach
Jensen Beach sits north of Stuart along the Indian River Lagoon, with a charming downtown, causeway access to Hutchinson Island beaches, and neighborhoods that include older homes, condos and manufactured home communities. We buy single-family homes, condos and manufactured homes here, including properties needing extensive updates.
Hobe Sound
Hobe Sound is the southernmost community in the county, close to Jonathan Dickinson State Park, Hobe Sound National Wildlife Refuge and the Palm Beach County line. Neighborhoods range from older ranch homes and villas to larger properties on the Intracoastal. We buy in Hobe Sound and nearby Gomez and Banner Lake areas.
Port Salerno
Port Salerno is a working waterfront community on Manatee Pocket, south of Stuart, with a fishing heritage, marinas and restaurants. Housing includes older block homes, small cottages, manufactured homes and waterfront properties with docks. We buy homes and small commercial properties here, including marine-related buildings that need work.
Indiantown
Indiantown, in western Martin County near Lake Okeechobee, incorporated as a village in 2017 and is the county’s newest municipality. It is a more rural, agricultural and working-class community along State Road 710 and State Road 76, with single-family homes, manufactured homes and rentals. Indiantown properties are often far more affordable than coastal Martin County, and many need repairs that make them hard to finance.
Sewall’s Point
The Town of Sewall’s Point occupies a narrow peninsula between the St. Lucie River and the Indian River Lagoon, east of downtown Stuart. It is primarily residential, with many waterfront and water-view homes. Older homes here can carry seawall, dock and flood-elevation considerations, which we factor into our offers.
Jupiter Island
Jupiter Island is a small, exclusive barrier-island town in southeastern Martin County, east of Hobe Sound. Properties here are typically large estates. While most Jupiter Island owners sell through traditional channels, we can evaluate a direct purchase where an estate, a damaged property or a timing issue makes a private sale appealing.
Ocean Breeze
The Town of Ocean Breeze, just north of Stuart near Jensen Beach, is one of Florida’s smallest municipalities and has long been known for its manufactured home community along the St. Lucie River. Redevelopment has brought newer homes, but owners of older units still contact us about selling. We can discuss the specifics of what is owned, whether the home, the lot or both.
Hutchinson Island, Rio and other areas
Martin County’s portion of Hutchinson Island is lined with beachfront and river-view condominiums, along with some single-family homes. Rio, between Jensen Beach and Stuart, has older homes and waterfront lots along the St. Lucie River. We also buy in the rural parts of southern and western Martin County, including Tropical Farms and the communities toward Port Mayaca.
Waterfront, Seawall and Lagoon Issues in Martin County
Water defines Martin County real estate. The St. Lucie River, the Indian River Lagoon, Manatee Pocket and hundreds of canals give thousands of homes direct boating access to the Atlantic through the St. Lucie Inlet, and to Lake Okeechobee and the Gulf through the Okeechobee Waterway. That access is valuable, but it comes with costs and complications.
Can I sell a waterfront home with a failing seawall?
Yes. Seawalls and bulkheads deteriorate over time, and a cracked cap, leaning panel or sinkhole behind the wall can be expensive to fix. Replacement often requires permits and marine contractors with long backlogs. Buyers using financing may be unable to close until it is repaired. We buy waterfront homes with seawall and dock problems and handle the repairs after closing.
Does the Lake Okeechobee discharge issue affect my sale?
Releases of water from Lake Okeechobee into the St. Lucie River through the C-44 canal have, in some years, brought algae blooms and water-quality concerns to the estuary. Those episodes can temporarily affect buyer sentiment for river homes. We underwrite based on long-term value rather than short-term headlines, so a recent bloom season does not automatically mean a lower offer.
Flood zones and elevation certificates
Many low-lying waterfront and island properties are in FEMA special flood hazard areas, where lenders require flood insurance. Older homes built below today’s base flood elevation can carry high premiums, and significant damage can trigger the FEMA 50% substantial-improvement and substantial-damage rule, which may require elevating or rebuilding to current standards. We buy homes regardless of flood zone or elevation status.
Condos, Villas and 55+ Communities
Martin County has many condominium communities, especially on Hutchinson Island, along the Indian River in Jensen Beach and in golf communities around Stuart and Palm City. It also has a sizable number of 55-plus and manufactured home communities.
How do the new condo safety laws affect selling?
After the 2021 Champlain Towers South collapse in Surfside, Florida passed laws, including Senate Bill 4-D in 2022 and later amendments, requiring milestone structural inspections for condominium buildings three stories or taller and structural integrity reserve studies, with associations required to fund necessary reserves. For many older buildings, that has meant large special assessments and higher monthly dues. Some buyers and lenders now avoid buildings with pending assessments or incomplete inspections.
We buy condos in buildings facing assessments, structural repairs or financing restrictions, so you are not stuck waiting for the association to finish its projects. Learn more on our condos and townhomes page.
Manufactured homes in 55+ communities
In land-lease communities, you may own the home but rent the lot; in resident-owned communities, you may own a share or the land itself. Each setup affects how a sale works. We buy manufactured homes in many arrangements; visit our mobile and manufactured homes page for details.
Hurricanes, Roofs and Insurance on the Treasure Coast
Martin County residents remember 2004 well. Hurricane Frances came ashore near the southern end of Hutchinson Island in early September, and just three weeks later Hurricane Jeanne made landfall in almost the same place. Many homes in Stuart, Jensen Beach, Port Salerno and Hobe Sound took roof, water and surge damage from both storms, and Hurricane Wilma added more damage the following year. Florida’s building codes were strengthened significantly in the years that followed, which is why homes built before the early 2000s are now evaluated so differently by insurers.
Why is my older Martin County home hard to insure?
Insurers focus on roof age, roof covering, opening protection (shutters or impact windows) and the condition of plumbing, electrical and water heaters. An older shingle roof, original windows or an outdated electrical panel can lead to non-renewal or a much higher premium. When a buyer cannot get affordable insurance, their lender will not close. We buy homes with older roofs and systems and upgrade them after closing.
Storm-damaged homes
If your home has active roof leaks, water damage or mold from a recent storm, you can sell it as-is without finishing repairs. Our hurricane and flood damage page explains how insurance claims and a sale can work together, and you can consult a public adjuster or Florida attorney about your claim.
Commercial Property in Martin County
Martin County’s commercial real estate is concentrated along US-1 from Jensen Beach through Stuart to Hobe Sound, along Kanner Highway and Federal Highway, in downtown Stuart, around the Martin Downs area of Palm City, and in light industrial parks near the airport and Interstate 95. Indiantown offers agricultural and industrial property near the lake and rail lines.
- Retail and strip centers along US-1 and Kanner Highway, including centers with vacancies. See retail and shopping centers.
- Office buildings in Stuart and Palm City, including medical and professional offices. See office buildings.
- Industrial and flex space near the airport and in Indiantown. See industrial and warehouse.
- Marine and waterfront commercial in Port Salerno and along the St. Lucie River.
- Multifamily buildings and small apartment complexes. See multifamily and apartments.
We can structure sale-leasebacks for owner-operators, buy with tenants in place, or close on a schedule that fits a 1031 exchange. Learn more about how we buy commercial property.
Downsizing, Estates and Retirement Moves in Martin County
Martin County has a large population of retirees and long-time residents, and many of the calls we receive come from adult children helping a parent move to assisted living, from surviving spouses ready for a smaller home, or from heirs settling an estate from out of state. These situations share a few common needs: a predictable timeline, minimal work and someone who will handle a house full of belongings respectfully.
Selling a parent’s home
If a parent is moving into care, the family may need sale proceeds quickly to cover costs, or may need a later closing to give time for sorting keepsakes. We can do either. If the parent is still the owner and capable of signing, the sale can proceed normally; if someone is acting under a power of attorney or guardianship, the title company will review those documents. A Florida elder law attorney can advise on any questions about authority or benefits.
Estates and probate
When a Martin County homeowner passes away, the home usually has to go through probate before it can be sold, unless it was held in a trust or with a survivorship arrangement. Florida summary administration is available for estates valued at $150,000 or less (excluding exempt property; previously $75,000 until July 1, 2026) or where the decedent died more than two years ago. Formal administration takes longer. We work with personal representatives and their attorneys; see our inherited and probate property page and our probate attorney partners page.
Leave the contents behind
Decades of furniture, garage tools and boat gear can be overwhelming. You can take what matters and leave the rest. We handle cleanout after closing at no charge to you.
Cash Sale vs. Listing in Martin County
For a well-kept, updated home in a sought-after neighborhood, listing may bring the highest gross price. For properties with roof, seawall or condo-assessment issues, the net and the certainty can tip toward a direct sale. Ranges below are typical; your numbers will vary.
| Item | Cash sale to Libera Capital Group | Traditional listing |
|---|---|---|
| Commission | None | Often 5–6% total |
| Repairs and updates | None; as-is | Roof, seawall or system repairs may be required by buyer or lender |
| Insurance obstacles | No impact; no lender | Buyer may be unable to insure older roof or systems |
| Concessions | Typically none | Often 1–3%, more on homes with inspection issues |
| Closing costs | We pay normal closing costs | Seller usually pays doc stamps ($0.70 per $100) and title |
| Holding costs | Minimal | Taxes, insurance, HOA or condo dues, utilities |
| Timeline | Often 7–14 days or your date | Often several months including the escrow period |
| Certainty | No financing contingency | Appraisal, inspection and loan contingencies |
How It Works
- Tell us about your property. Use the form at the top of this page or call (239) 686-0823.
- Review your cash offer. We research the property, may schedule a short walkthrough, and typically send a written offer within 24–48 hours.
- Choose a closing date. A Florida title company handles the details. With clear title, we can often close in 7–14 days, or later if you prefer.
- Collect your proceeds. Sign in person or remotely and receive your funds at closing.
See our how it works page, compare a cash offer vs. listing, or read about how to sell your house fast.
Situations We Help With
Cities and Towns We Buy In
- Stuart
- Indiantown
- Jupiter Island
- Ocean Breeze
- Sewall’s Point
- Palm City
- Jensen Beach
- Hobe Sound
- Port Salerno
- Rio
- Hutchinson Island
Areas Served Nearby
We buy statewide. See all Florida locations, or explore neighboring counties:
- We buy in Stuart, Indiantown, Jupiter Island, Ocean Breeze, Sewall’s Point and unincorporated areas like Palm City, Jensen Beach and Hobe Sound.
- Older roofs, seawall problems, condo assessments and storm damage are not obstacles to a cash sale.
- No commission, no repairs, normal closing costs paid by us.
- Southwest Florida is our home market, and we buy statewide.
Stalled Custom Build in Stuart, Palm City or Hobe Sound? We Buy Martin County Unfinished Homes
Martin County is known for careful growth limits, so there are fewer scattered spec lots here than in neighboring counties, and the unfinished houses we see are usually custom homes: a waterfront rebuild in Stuart or Sewall’s Point, an estate home on acreage in Palm City Farms, or a Hobe Sound or Jupiter Island project that ran over budget. The Martin County Building Department in Stuart permits unincorporated areas, while the City of Stuart, Sewall’s Point, Jupiter Island, Ocean Breeze and the Village of Indiantown each handle their own. Frances and Jeanne both came ashore near Hutchinson Island in 2004, a reminder of why coastal and river lots here carry strict wind and flood standards.
We buy Martin County homes left unfinished for any reason. Shells, framed or dried-in houses, expired or inactive permits, code cases, builders that failed, GCs with suspended or revoked licenses, contractors who ran out of money, lis pendens from construction lenders or subcontractors, and overgrowth liens are all part of what we handle. Every offer comes with the cost-to-complete math in writing. Our guide to selling unfinished construction explains more, or call (239) 686-0823.
Who Buys Houses in Martin County?
Libera Capital Group is one of several buyer types Martin County sellers usually compare. Between the St. Lucie River and Jupiter Island, owners typically weigh a local cash buyer like us, national “we buy houses” franchises and iBuyers, investors and landlords buying older Port Salerno and Indiantown homes for rentals, and retail buyers — many relocating from the Northeast or Palm Beach County — who purchase through a listing agent.
A Southwest Florida buyer with a Fort Myers office works with waterfront and coastal-condo issues every week, which can fit Martin County properties such as a Rio or Golden Gate canal home with a cracked seawall, a beachside condo on Hutchinson Island facing structural-integrity reserve funding, a Palm City pool home that insurers will not cover with its original roof, or an Indiantown house with tenants. Buying as principals, we can price those issues upfront and close after your season ends.
Frequently Asked Questions about Selling in Martin County
Who buys houses in Martin County, FL?
Libera Capital Group buys houses in Martin County for cash in Stuart, Palm City, Jensen Beach, Port Salerno, Hobe Sound, Sewall’s Point and Indiantown. We review manufactured homes in Jensen Beach parks, inherited waterfront houses, unfinished estate homes, and vacant lots, and seasonal owners can sell while out of state. Call (239) 686-0823 or use the form below. Waterfront homes in good condition often attract strong retail demand, so listing or comparing offers is worth considering; see our cash offer vs. listing guide.
Will you buy a Hutchinson Island condo with a special assessment?
Yes. Milestone inspections and reserve requirements have led to large assessments in many older condo buildings. We can buy your unit with a pending or approved assessment, and we account for it in our offer so you are not responsible for it after closing, as agreed in the contract.
Can I sell a Palm City home with an old roof?
Yes. Older roofs often make homes hard to insure and finance. Because we pay cash, we do not need a lender or a new insurance policy approved before closing. We replace the roof afterward and price that into our offer.
Do you buy waterfront homes with seawall damage?
We do. Seawall, dock and boat lift repairs can be costly and slow to permit. We buy waterfront homes along the St. Lucie River, Manatee Pocket and Indian River Lagoon with those problems and handle the marine work after closing.
Do you buy homes in Indiantown?
Yes. We buy single-family homes, manufactured homes and rentals in the Village of Indiantown and the surrounding rural area, including homes needing major repairs or with tenants in place.
Can I sell while I am out of state for the summer?
Yes. Many Martin County owners are seasonal residents. We can arrange access while you are away, and the title company can handle remote signing with a mobile notary or approved online process.
Do you buy vacant lots in Martin County?
Libera Capital Group buys houses and improved commercial property only. For vacant lots or acreage, our land division, SWFLLand.com, buys land throughout Florida.
Can you do a sale-leaseback on my Stuart business property?
Often, yes. If you own the building your business operates from, a sale-leaseback lets you unlock equity while continuing to operate. Terms depend on the property and lease; we recommend reviewing any structure with your CPA and a Florida attorney.
What does selling to you cost?
Nothing out of pocket. There are no commissions or service fees, and we pay the normal closing costs. Payoffs of any mortgage, liens or taxes come from your proceeds at closing, as shown on the settlement statement.
How much will a cash buyer pay for a waterfront home in Stuart?
We start from what comparable updated waterfront homes in Stuart sell for, then subtract repairs, holding and closing costs and a risk margin, and show you every line in writing. Seawall and dock condition, flood elevation, roof age, impact windows and how directly the canal reaches the St. Lucie River all move the number on Stuart waterfront.
How fast can I sell my Jensen Beach or Port Salerno home for cash?
With clear title, we can often close in 7–14 days, or wait until a date that suits your move. Older cottages near Manatee Pocket, homes with docks and lagoon-side properties in Jensen Beach close without repairs or showings. The title company handles any HOA estoppels, permits search and lien payoffs before closing.
Can I sell a manufactured home in a Jensen Beach or Stuart 55-plus community?
Yes, we buy many manufactured homes in Martin County 55-plus and land-lease communities. Whether you own only the home, the home and lot, or a share in a resident-owned community changes how the sale works. Share the title, lot lease and any park approval rules, and we will explain what we can buy and how closing works.
Can I sell an inherited Sewall’s Point or Hobe Sound house before probate is finished?
Often we can sign a contract now and close once the personal representative has authority to sell. Many Martin County estates involve heirs living up north, so we coordinate access, insurance on a vacant home and remote signing. A Florida probate attorney should confirm whether formal or summary administration fits the estate.
Should I list my St. Lucie River home or take a cash offer after an algae bloom season?
If your home is updated, insurable and you can wait for buyer sentiment to recover, listing may net more. If it also needs a seawall, roof or other work, a cash sale removes those hurdles. We price on long-term value rather than one season’s headlines, so compare our written offer with listing after commissions and carrying costs.
Can I sell an unfinished waterfront home in Sewall’s Point or Stuart?
Yes, we buy unfinished waterfront homes in Sewall’s Point and Stuart, including high-end custom builds. We review dock, seawall and elevation requirements alongside the permit file and lien history, then estimate the remaining cost. Our written cash offer explains each item. You avoid managing a complex waterfront build or finding a new contractor willing to take over someone else’s work.
Do you buy half-built estate homes in Palm City Farms?
Yes, we buy half-built estate homes in Palm City Farms, where large lots often rely on wells and septic. We check those systems along with the permit, liens and work completed, then estimate the cost to finish. If the construction lender has started foreclosure, a sale may still be possible before judgment, and a Florida attorney can explain your options.
Nearby Counties We Also Serve
Beyond Martin County, we buy houses and commercial property for cash in every neighboring county. Explore the local guide for each one below, see our Southwest Florida home-market page, or browse all 67 Florida counties.
Ready to Sell Your Martin County Property?
Get a no-obligation cash offer on your Stuart, Palm City, Jensen Beach or Hobe Sound home or commercial building, usually within 24–48 hours.