Sell Your House or Commercial Property for Cash in Nassau County, FL
Libera Capital Group buys homes, condos and commercial buildings for cash in Fernandina Beach, Yulee, Callahan, Hilliard and across Amelia Island, as-is, with no agent fees and a closing date you control.
- No commissions or fees
- Any condition — no repairs
- Close in as little as 7–14 days
- Houses & commercial
Get Your Nassau County Cash Offer
No obligation. No fees. No repairs. Tell us about the property and we'll follow up with a cash offer.
Nassau County is Florida’s northeasternmost county, the first stop for drivers coming south on Interstate 95 from Georgia. It stretches from the Atlantic beaches of Amelia Island across the marshes of the Amelia and Nassau rivers to the pine forests and small towns of Yulee, Callahan and Hilliard, with the St. Marys River forming the border with Georgia. Jacksonville is just across the Nassau River, and Jacksonville International Airport sits only a few minutes from the county line.
That proximity to Jacksonville has brought steady growth, especially in Yulee, while Amelia Island remains a sought-after coastal destination. But the county also has plenty of properties that do not fit a quick, easy listing: historic homes in Fernandina Beach that need restoration, older beach condos facing structural inspections, manufactured homes on rural lots in western Nassau, and rental houses that need more work than the owner wants to fund. For those properties, a direct cash sale is often the most practical path.
Libera Capital Group is a Florida cash buyer for houses and improved commercial property. We buy most often in our home market of Southwest Florida, and we purchase statewide, from the Keys to the Georgia line. Here is how selling to us works in Nassau County and what local factors can affect your sale.
Why Nassau County Owners Choose a Cash Sale
Leave the restoration to us
Whether it is a Victorian in Fernandina’s historic district or a 1970s block home in Yulee, we buy as-is. No roof replacement, no termite treatment, no painting before you sell.
Keep commissions in your pocket
Coastal property values make a typical commission a big number. We charge none, ask for no buyer concessions, and pay normal closing costs.
Close on military or job timelines
Northeast Florida has many relocating professionals and military families tied to the Jacksonville area and Naval Submarine Base Kings Bay just across the Georgia line. We can close quickly or on your exact date.
Certainty in a shifting market
No lender, no appraisal contingency, no inspection renegotiation. Once we agree on terms, a Florida title company moves the sale to closing.
Fernandina Beach, Yulee, Callahan, Hilliard and More
Nassau County has three incorporated municipalities: the City of Fernandina Beach, the Town of Callahan and the Town of Hilliard. Yulee, the county’s fastest-growing area, is unincorporated, as are much of Amelia Island outside the city limits, Nassauville, Bryceville and the rural communities of western Nassau. We buy in all of them.
Fernandina Beach and Amelia Island
Fernandina Beach, the county seat, occupies the northern part of Amelia Island. Its downtown historic district centers on Centre Street, lined with restored nineteenth-century commercial buildings, and the surrounding blocks hold Victorian and early twentieth-century homes. The city has a working port and harbor, a long shrimping heritage, and paper and pulp mills that remain significant employers. Away from downtown, neighborhoods range from mid-century beach cottages and block homes to newer homes and oceanfront condominiums along Fletcher Avenue and South Fletcher.
The southern end of Amelia Island, outside city limits, includes resort communities, golf neighborhoods, condominiums and the historic community of American Beach. Values on the island are generally strong, but older properties often need significant updates, and coastal exposure brings insurance, flood and maintenance challenges.
Yulee
Yulee sits on the mainland just west of Amelia Island, where State Road 200 (A1A) meets US-17 and Interstate 95. It has grown rapidly as a commuter area for Jacksonville and an affordable alternative to the island, with new subdivisions and master-planned communities such as Wildlight alongside older homes, manufactured homes and rural properties. We buy older homes, rentals and manufactured homes in Yulee, as well as newer homes owners need to sell quickly due to relocation or financial changes.
Callahan
Callahan is a small town in western Nassau County at the crossing of US-1/US-301 and State Road A1A, about a half hour northwest of downtown Jacksonville. It serves as a commercial center for the surrounding rural area, with local stores, schools and services. Homes include older single-family houses in town, brick ranch homes, and manufactured homes on acreage. We buy all of these, as well as small commercial buildings along the highway.
Hilliard
Hilliard, the northernmost town in the county, sits on US-1 near the Georgia border and the St. Marys River. It is a timber and rail town with a quiet, rural character. Homes are typically older single-family houses and manufactured homes on large lots served by wells and septic systems. If you own a Hilliard house you no longer use, or one that needs significant repairs, we can make a straightforward cash offer.
Nassauville, Bryceville and rural communities
Nassauville lies along the Nassau River marshes south of Fernandina Beach, with waterfront and marsh-front homes, older fishing properties and rural lots. Bryceville sits in the southwestern part of the county near the Duval and Baker county lines, with rural homes on acreage. Other unincorporated areas include Kings Ferry near the St. Marys River and O’Neil along A1A. We buy homes throughout these areas, focusing on the house and other improvements.
Coastal, Historic and Condo Properties on Amelia Island
Historic homes in Fernandina Beach
The Fernandina Beach historic district is one of the best-preserved in Florida, and that preservation comes with rules. Exterior changes to properties in the historic district typically require review by the city’s historic preservation board, which can add time and cost to renovations. Older wood-frame homes may need foundation, termite, roof and electrical work. Financed buyers sometimes walk away when inspections reveal the scope. We buy historic homes as-is and take on the restoration and approval process ourselves.
Beach cottages and flood zones
Many homes along the beaches and marshes of Amelia Island sit in FEMA flood zones. Older homes built below today’s base flood elevation can carry high flood insurance premiums, and serious damage can trigger the FEMA 50% substantial-damage rule, which may require elevating or rebuilding to current standards. Hurricane Matthew in 2016 and Hurricane Irma in 2017 both caused flooding and damage in Northeast Florida, reminding owners that this coast is not immune to storms. We buy flood-prone and storm-damaged homes; see our hurricane and flood damage page.
Older oceanfront and resort condominiums
Amelia Island has many condominium buildings constructed decades ago. Florida’s post-Surfside condo laws now require milestone structural inspections for buildings three stories or taller, with earlier timelines for buildings near the coast, along with structural integrity reserve studies and full funding of required reserves. Some associations have levied large special assessments as a result, and some lenders will not finance units in buildings with unresolved issues. We buy condos in these buildings as-is; see our condos and townhomes page.
Short-term rentals and second homes
Amelia Island draws vacation renters and second-home owners. If your rental property is no longer worth the effort because of rising insurance, management fees or repairs, we can buy it furnished and close on a schedule that respects existing bookings where your contracts allow.
Rural Western Nassau County
West of Interstate 95, Nassau County is largely rural, with timberland, small farms and homes spread out along county roads. Properties here bring their own challenges.
Wells, septic and manufactured homes
Many homes around Callahan, Hilliard and Bryceville rely on private wells and septic systems. A failed septic inspection, or a well that does not pass a lender’s water test, can derail a financed sale. Manufactured homes, especially older units, can be difficult to finance and insure. We buy homes with these issues and resolve them after closing. Learn more on our mobile and manufactured homes page.
Inherited family homes
Rural homes in western Nassau are often passed down through families. If a home is still titled in a deceased relative’s name, the estate will usually need to go through probate before it can be sold. Florida offers summary administration for qualifying smaller estates or where the decedent died more than two years ago. We work with families and their attorneys; see our inherited and probate property page.
Homes needing major repairs
Roof failures, foundation settling, termite damage and outdated systems are common in older rural homes. Rather than paying for repairs before you sell, you can sell as-is. See our major repairs and fire damage page.
Relocating Out of Nassau County?
Northeast Florida is a region on the move. Corporate transfers, military orders tied to the Jacksonville-area naval installations or Kings Bay, and family changes all lead owners to sell on short notice. If you have to be somewhere else by a certain date, you may not have time to prepare a home for market, wait through showings and hope a buyer’s financing holds up.
We can close as quickly as 7–14 days when title is clear, or schedule a closing weeks or months out so you can stay until your move date. You can leave furniture and items you do not want to take. If you are a service member, ask us about coordinating with your transition timeline. See our relocation page for more.
What if I owe more than the home is worth?
If your mortgage balance is higher than what the property can sell for, a standard cash sale may not cover the payoff. In some cases, a lender may approve a short sale. A Florida real estate attorney or HUD-approved housing counselor can explain your options. If you are behind on payments, our foreclosure page explains how Florida’s judicial foreclosure process works and why acting early helps.
Commercial Property in Nassau County
Nassau County’s commercial real estate includes the historic storefronts and restaurant buildings of downtown Fernandina Beach, retail centers along State Road 200 in Yulee, office and medical buildings, hotels and inns on Amelia Island, marine and industrial properties near the port and mills, and highway commercial buildings in Callahan and Hilliard.
- Downtown and mixed-use buildings: Historic commercial buildings with retail below and offices or apartments above. See mixed-use property.
- Retail centers: Strip centers and freestanding buildings along SR-200 and US-1. See retail and shopping centers.
- Lodging: Older motels and small inns. See hotels and motels.
- Industrial: Warehouses and service buildings near I-95 and the port. See industrial and warehouse.
We can buy commercial property with tenants in place, offer sale-leasebacks to owner-operators, and accommodate 1031-exchange timing. Learn more on our we buy commercial property page.
How We Price Nassau County Homes
Nassau County is really several markets in one. An Amelia Island condo, a new-construction home in a Yulee master-planned community and a 1970s manufactured home on two acres near Hilliard attract completely different buyers and trade at very different values. Our offers reflect that, and we are happy to walk you through the reasoning behind any number we present.
Comparable sales by submarket
We start with recent sales of similar properties in the same part of the county, adjusting for size, age, construction type, lot, water access and condition. Island properties are compared with island properties, and rural western Nassau homes with rural homes, so the numbers reflect the market your buyer would actually come from.
The real cost of repairs
Northeast Florida’s humid climate is hard on houses. Moisture, termites and wood rot are common in older frame homes, and salt air accelerates wear on roofs, windows, air conditioning and metal fixtures near the beach. We estimate the full scope, including items a seller might not see, such as aging plumbing or an electrical panel insurers will not accept, and build that into our offer up front instead of renegotiating later.
Insurance and flood considerations
Wind and flood insurance costs affect what a future buyer can pay, especially for homes in coastal flood zones or with older roofs. We consider these costs realistically when we estimate resale value and holding costs.
Timing and title
Clear title and a flexible closing date help us move fast. Estates, liens, code cases or a missing spouse’s signature add steps, and we explain how they affect the timeline. None of these automatically lower an offer; they mostly affect when we can close.
Tired of Managing Rentals in Nassau County?
Many investors bought rental homes in Yulee, Fernandina Beach and Callahan as the area grew. Over time, rising insurance premiums, property taxes, repair costs and tenant turnover can turn a once-profitable rental into a headache. If you are ready to stop being a landlord, we can buy your property with tenants in place, vacant, or in the middle of a turnover. You do not need to repaint, replace flooring or fill a vacancy before selling. See our pages for tired landlords and problem tenants, and talk with your CPA about tax considerations such as a 1031 exchange.
Cash Sale vs. Listing in Nassau County
A turnkey home in a popular Yulee subdivision or on Amelia Island may sell quickly with an agent. Older homes, historic properties, condos with assessments and rural properties with well or septic issues often look different once you account for every cost. The ranges below are typical and will vary by property.
| Factor | Cash sale to Libera Capital Group | Listing the property |
|---|---|---|
| Commission | None | Often 5–6% in total |
| Repairs | None; we buy as-is | Inspection and lender repairs often required |
| Historic review and permits | Our responsibility after closing | Can slow repairs needed to sell |
| Concessions | Typically none | Often 1–3% of the price |
| Closing costs | We pay normal closing costs | Seller usually pays doc stamps and title insurance |
| Holding costs | Minimal | Mortgage, taxes, insurance, dues during marketing |
| Timeline | Often 7–14 days, or your date | Weeks to months, plus 30–45 days in escrow |
| Certainty | No financing contingency | Appraisal and loan approval required |
How to Sell Your Nassau County Property
- Reach out. Use the form at the top of this page or call (239) 686-0823 with the address and basic details.
- Receive your offer. We research the property and comparable sales, may schedule a quick walkthrough, and typically send a written cash offer within 24–48 hours.
- Pick your closing date. A Florida title company handles title work and payoffs. With clear title, closing can happen in 7–14 days, or on your schedule.
- Get paid. Sign in person or remotely and receive your funds at closing.
Learn more on our how it works page, compare a cash offer vs. listing, or read about how to sell your house fast.
Cities and Towns We Buy In
- Fernandina Beach
- Callahan
- Hilliard
- Yulee
- Amelia Island
- American Beach
- Nassauville
- Bryceville
- O’Neil
- Kings Ferry
Areas Served Nearby
We buy statewide. Browse all Florida locations or explore neighboring counties:
- We buy in Fernandina Beach, Callahan and Hilliard, plus Yulee, Amelia Island and rural Nassau County.
- Historic homes, coastal condos with assessments, storm-damaged and rural well-and-septic homes are welcome as-is.
- No commissions or repairs; we pay normal closing costs.
- Southwest Florida is our home market, and we buy statewide.
Half-Built House in Yulee, Fernandina Beach or Callahan? We Buy Nassau County Unfinished Homes
Nassau County’s growth around Yulee and the Wildlight area is mostly master-planned and finished on schedule, so unfinished homes here are usually elsewhere: an owner-builder house on acreage near Callahan or Hilliard, a custom home on a marsh or river lot, or an Amelia Island renovation that ran over budget. The Nassau County Building Department in Yulee permits the unincorporated county, and Fernandina Beach, Callahan and Hilliard handle their own permits. Island and marsh-front lots carry flood and coastal requirements that shape how a stalled build gets finished, while rural western parcels usually rely on wells and septic. Matthew in 2016 and Irma in 2017 both brought flooding to low-lying areas.
We buy Nassau County houses at any stage. That includes shells, framed homes without mechanicals, expired or inactive permits, code cases, builders who failed, contractors with suspended licenses or empty budgets, lis pendens filings and tall-grass liens. Our written offer explains how we priced the remaining work. Read our unfinished construction seller guide, or call (239) 686-0823.
Who Buys Houses in Nassau County?
Libera Capital Group is one of the buyer types Nassau County sellers commonly weigh. From Amelia Island to the pine country around Hilliard, owners usually compare local cash buyers like us, national “we buy houses” franchises and iBuyers active in fast-growing Yulee, landlords and vacation-rental investors, and retail buyers — including Jacksonville commuters and military families tied to Kings Bay — who purchase through an agent.
A Southwest Florida buyer with a Fort Myers office deals with coastal flood rules and older housing stock, which can suit Nassau County situations: a Victorian in Fernandina’s historic district needing structural repair, a Nassauville marsh home that took water during Matthew or Irma, a rental with a tenant mid-lease, or a half-built house near Hilliard. Because we buy as principals, we can make an as-is offer and set a closing date around a job relocation or the end of a lease.
Frequently Asked Questions about Selling in Nassau County
Who buys houses in Nassau County, FL?
Libera Capital Group buys houses in Nassau County for cash in Fernandina Beach, Yulee, Callahan, Hilliard, Nassauville and Bryceville, plus vacation rentals on Amelia Island. We buy marsh-front homes, tenant-occupied rentals, Yulee houses where the owner owes more than expected, and unfinished owner-builder projects. Call (239) 686-0823 or use the form below. Island and Yulee homes in good shape often sell well with an agent, so comparing offers first is sensible; see our cash offer vs. listing page.
Will you buy a historic home in downtown Fernandina Beach?
Yes. We buy historic homes that need restoration, including foundation, termite, roof and electrical work. We handle any required historic preservation review for renovations after closing, so you do not have to manage that process.
Can I sell my Amelia Island condo if the association has a special assessment?
Yes. We buy condos in buildings with pending or approved assessments, milestone inspection findings or reserve shortfalls. We do not need lender approval of the building, which often stalls traditional sales.
Do you buy homes in Callahan or Hilliard on well and septic?
Yes. Rural homes with private wells and septic systems are a normal part of what we buy. If a system has failed, we account for repairs in our offer and handle the work after closing.
How fast can you close if I am relocating?
When title is clear, we can often close in 7–14 days. If you need to stay until a specific move date, we can schedule the closing for later, giving you certainty without rushing your move.
Do you buy rental properties with tenants?
Yes. We buy single-family rentals, duplexes and small apartment buildings with tenants in place. See our tired landlord page if you are ready to step away from managing rentals.
Do you buy vacant land in Nassau County?
Libera Capital Group buys houses and improved commercial property only. For vacant lots, timberland or acreage, our land division, SWFLLand.com, buys land throughout Florida.
Are there any fees or commissions?
No. We charge no commissions or fees and pay the normal closing costs. Any mortgage, lien or tax payoffs come out of your proceeds at closing, and the title company provides a detailed settlement statement.
Is Libera Capital Group local to Northeast Florida?
We are a Florida company based in our home market of Southwest Florida, and we buy statewide, including Nassau County. Our process works the same everywhere: written offer, reputable title company and a closing date you choose.
How much will a cash buyer pay for a beach cottage on Amelia Island?
We start from what comparable updated cottages on Amelia Island sell for, then subtract repairs, holding and closing costs and a margin for risk. Elevation below today’s base flood elevation, roof age, termite or salt-air damage and historic-district review in Fernandina Beach all affect the number. We put the math in writing so you can compare it with listing.
Can I sell my Yulee house if I owe more than it is worth?
Possibly, but a cash sale only works on its own when the price covers your mortgage payoff and closing items. If it does not, your lender may approve a short sale, which needs its written consent. A HUD-approved housing counselor or a Florida real estate attorney can explain your options before you sign any contract.
Can I sell a Nassauville marsh-front home that flooded during Matthew or Irma?
Yes, we buy marsh-front and riverfront homes in Nassauville and along the Nassau River with past flood damage, repaired or not. Old water lines, mold and damaged subfloors do not need to be fixed first. If the home is in a flood zone and repair costs are large, FEMA’s 50% rule may require elevation, which we take on after closing.
Can I sell my Amelia Island vacation rental with guest bookings on the calendar?
Yes, we can buy a furnished Amelia Island rental and set the closing around existing reservations where your agreements allow. Share your booking calendar, management contract and any deposits held, and we will plan who honors or refunds future stays. Check your rental management agreement for termination terms before signing a sale contract.
How do I know a cash home buyer in Fernandina Beach is legitimate?
Look for a written offer, an independent Florida title company handling the money and no request for upfront fees. A real buyer will let you or your attorney review the contract and will not pressure you to sign the same day. Our principals are licensed Florida real estate brokers who buy as principals, and our office is in Fort Myers.
Can I sell an unfinished Amelia Island renovation in Fernandina Beach?
Yes, we buy Fernandina Beach homes with unfinished renovations, including properties on Amelia Island near the historic district. We review the permit, any design approvals and the flood zone, then estimate what remains. Island labor and material costs are built into that number. You can sell as-is without managing contractors or finishing work that has become too expensive.
Do you buy owner-builder homes near Hilliard that were never completed?
Yes, we buy uncompleted owner-builder homes near Hilliard and across western Nassau County. These are usually on acreage with a well and septic, which we include in our estimate. We review the permit and any liens, then make a written offer. Owner-builder rules should be confirmed with a Florida attorney, and we handle the permit file once we own the house.
Nearby Counties We Also Serve
Beyond Nassau County, we buy houses and commercial property for cash in every neighboring county. Explore the local guide for each one below, see our Southwest Florida home-market page, or browse all 67 Florida counties.
Get a Cash Offer on Your Nassau County Property
From Amelia Island to Hilliard, tell us about your home or commercial building and get a no-obligation cash offer, usually within 24–48 hours.